Jim Joly, Investment Consultant

Message from Jim

James Joly

The complexity of today’s investment arena combined with our longer life expectancies is testing the endurance of the typical retirement portfolio. Are you accumulating money in a tax-advantaged manner? Are you relying on low-yield vehicles for their safety and missing out on returns? And what happens when the market tops—will an earnings recession cause a market sell-off anytime soon?

Most of the people I work with are retired or at the peak of their earning years, with more money than they’ve ever had sitting in their retirement accounts. If you’re anything like them, then you’ll want to know how to protect this money while giving yourself the opportunity to achieve growth. You might also be hearing about other investment options and wondering if things like hedge funds, weed stocks, or Bitcoin are suitable for you. And then there’s the added problem of how long you’re going to be retired. Take my grandmother, for instance, who is turning 99 this year.

My name is Jim Joly and for the past 28 years, I’ve considered it my directive to help people meet their financial goals. Most investors have a retirement account and maybe a retirement date, but they don’t have a retirement plan. I purposefully design customized plans so that you can invest with confidence, knowing you have access to institutional investment strategies that you may not otherwise have access to, with a fiduciary on your team who has your best interest in mind.

A few years ago, I competed in the Mont-Tremblant Ironman where I swam, biked, and ran over 140 miles across the quaint ski village of Quebec. My goal wasn’t just to finish, it was to finish well, with strength left in my body and a smile on my face. That same competitive spirit inspires me every day to fight for the financial well-being of my clients. I don’t just want you to survive retirement; I want you to enjoy it, knowing you have the solutions you need so that you can rest your head at night.

At Greenwich Bay Wealth Management, we specialize in the design, implementation, and management of retirement plans, including 401(k)s and Deferred Comp Programs, as well as SIMPLE and SEP IRA plans to help small businesses meet the challenges of wealth accumulation. We work hand in hand with our clients’ local CPAs to implement tax-advantaged strategies and we meet with local attorneys to help clients achieve their trust and legacy objectives.

Regardless of where you came from or how you got here, at my firm, we want to see you finish well. Let us do the necessary research, take the time to understand your goals, and map out a course of action that can take you all the way through retirement, with a smile on your face.