Services and Strategies
Strategies for Your Wealth Management Needs: We help you create a personalized strategy with your lifestyle goals in mind. Based on our discovery process, we work with you to build an appropriate plan that supports your objectives, then monitor it regularly to help you stay on track.
We are committed to helping you make more informed and effective financial decisions that will allow you to feel relieved, confident, self-assured and empowered- and feel good about your wealth.
Longevity, inflation and historically low fixed income yields provide road blocks for retirees looking for sustainable income to meets their needs. By employing a variety of fixed income strategies and guaranteed investment products we seek to maximize current income and deliver competitive risk adjusted returns.
With markets at or near all-time highs, a buy and hold strategy may no longer be appropriate to preserve your assets. We create custom investment plans using asset allocation modeling and risk management trading strategies to reduce the risk and volatility in your portfolio.
We create plans designed to minimize tax liability by identifying the most tax efficient strategies for your portfolio. In addition, we help our clients manage their tax burden with a specific focus on: capital gains, RMD distribution strategies and efficient wealth transfer to their heirs.
You have worked hard to accumulate your wealth so we will work hard to help you keep what you have earned. We work in collaboration with your current professionals or hand select a team of advisors to develop a game plan to protect your assets from being unjustly taken. Through proper trust and estate planning, we will help you mitigate your exposure to taxes, litigation and health related events.
A sound insurance plan protects your loved ones against the cost of accidents, illness, disability and death. The goal of insurance is to transfer financial risk away from you and your family. We can help you understand what insurance plan is right for you.
We help business owners balance the needs of their business and personal goals. We help you design and manage investment strategies to meet short term concerns while building long term financial strength for your business. Through our comprehensive research, we will identify and implement retirement plan(s) to help maximize savings and minimize tax liability. The right plan for your business will help recruit, retain and reward key employees.
We help families and businesses in all stages develop wealth by designing financial plans specific to their individual investment objectives. We then monitor and track the performance against your stated goals, adjusting as necessary. Our investment philosophy includes creating broadly diversified investment portfolios utilizing non-correlated asset classes including alternative investments. *
There are several strategies to gift money or other assets that may reduce or eliminate estate taxes your heirs might otherwise pay.
- Utilize the gift tax annual exclusion
- Help with adult child medical cost
- Transfer ownership of assets
- Form an irrevocable gifting trust
Planning for college expenses can seem overwhelming. We can give families peace of mind by choosing the right education savings plan. 529 plans are tax-advantaged savings plans that can be applied to tuition, books and other education-related expenses at eligible two- and four-year colleges and universities, US vocational-technical schools, and eligible foreign institutions.